Terms of Service

Effective Date: September 16th, 2025

Last Updated: October 21st, 2025

1. Acceptance of Terms

Welcome to Talkable.chat ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our personalized language learning application and related services (collectively, the "Service").

By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use our Service.

2. Description of Service

Talkable.chat is a personalized language learning platform that provides: - Interactive language learning lessons and exercises - Personalized vocabulary building tools - Progress tracking and analytics - Community features for language learners - Customer support and educational resources

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time.

3. User Accounts

3.1 Account Creation

To use certain features of our Service, you must create an account. You agree to:

  • Provide accurate, current, and complete information
  • Maintain and update your account information
  • Keep your password secure and confidential
  • Notify us immediately of any unauthorized use of your account

3.2 Account Responsibility

You are responsible for all activities that occur under your account. You must be at least 13 years old to create an account, or have parental consent if younger.

3.3 Account Termination

We may suspend or terminate your account if you violate these Terms or engage in harmful behavior.

4. Acceptable Use

You agree to use our Service only for lawful purposes and in accordance with these Terms. You will not:

4.1 Prohibited Activities

  • Violate any applicable laws or regulations
  • Infringe on intellectual property rights of others
  • Upload or share inappropriate, offensive, or harmful content
  • Attempt to gain unauthorized access to our systems
  • Use automated tools to access the Service without permission
  • Impersonate others or provide false information
  • Interfere with or disrupt the Service or other users' experience
  • Use the Service for commercial purposes without our consent

4.2 Content Standards

When using our Service, you agree that your content will not:

  • Contain hate speech, harassment, or discriminatory language
  • Include personal information of others without consent
  • Violate privacy or publicity rights
  • Contain malicious code or spam
  • Be used to solicit or promote competing services

5. User Content

5.1 Your Content

You retain ownership of content you create or upload to our Service ("User Content"), including:

  • Text inputs and responses
  • Custom vocabulary lists
  • Profile information
  • Messages and communications

5.2 License to Us

By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, store, and process your content solely to provide and improve our Service.

5.3 Content Removal

We reserve the right to remove User Content that violates these Terms or our community standards.

6. Intellectual Property

6.1 Our Rights

The Service and its content, including lessons, exercises, software, and design, are owned by us and protected by copyright, trademark, and other intellectual property laws.

6.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to use our Service for personal, non-commercial language learning purposes.

6.3 Restrictions

You may not:

  • Copy, modify, or distribute our content
  • Reverse engineer our software
  • Remove copyright or proprietary notices
  • Use our trademarks without permission

7. Payment Terms

7.1 Subscription Services

Some features require paid subscriptions. By purchasing a subscription, you agree to pay all applicable fees.

7.2 Billing

  • Subscriptions automatically renew unless cancelled
  • Fees are non-refundable except as required by law
  • We may change pricing with 30 days notice
  • Payment processing is handled by third-party providers

7.3 Cancellation

You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of your current billing period.

8. Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

9. Disclaimers

9.1 Service Availability

We provide the Service "as is" and "as available." We do not guarantee uninterrupted or error-free service.

9.2 Educational Content

While we strive to provide accurate educational content, we make no warranties about the completeness or accuracy of our language learning materials.

9.3 Third-Party Content

We are not responsible for third-party content, links, or services that may be accessed through our platform.

10. Limitation of Liability

To the maximum extent permitted by law:

10.1 Damages

We will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.

10.2 Maximum Liability

Our total liability to you for any claims related to the Service will not exceed the amount you paid us in the 12 months before the claim arose.

10.3 Exceptions

Some jurisdictions do not allow certain limitations, so these may not apply to you.

11. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any rights of others
  • Your User Content

12. Changes to Terms

We may update these Terms periodically. Material changes will be communicated through:

  • Email notification to registered users
  • Prominent notice in our app
  • Updated "Last Modified" date

Continued use of the Service after changes constitutes acceptance of the updated Terms.

13. Termination

13.1 Your Right to Terminate

You may stop using the Service and delete your account at any time.

13.2 Our Right to Terminate

We may suspend or terminate your access to the Service if you:

  • Violate these Terms
  • Engage in harmful or illegal activity
  • Fail to pay required fees
  • Request account deletion

13.3 Effect of Termination

Upon termination:

  • Your access to the Service will cease
  • Your account data may be deleted
  • Outstanding payment obligations remain due
  • Certain provisions of these Terms will survive termination

14. Dispute Resolution

14.1 Governing Law

These Terms are governed by the laws of California, United States, without regard to conflict of law principles.

14.2 Jurisdiction

Any disputes will be resolved in the state and federal courts located in Sacramento County, California.

14.3 Informal Resolution

Before filing any legal action, you agree to first contact us to attempt to resolve the dispute informally.

15. General Provisions

15.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and us.

15.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full effect.

15.3 Waiver

Our failure to enforce any provision does not constitute a waiver of that provision.

15.4 Assignment

You may not assign your rights under these Terms. We may assign our rights without restriction.

16. Apple App Store Addendum

This section applies only to users who download and use the Talkable.chat application through the Apple App Store.

16.1 Acknowledgement

These Terms are concluded between you and Talkable.chat only, and not with Apple Inc. ("Apple"). Talkable.chat, not Apple, is solely responsible for the Licensed Application and its content. These Terms do not conflict with the Apple Media Services Terms and Conditions.

16.2 Scope of License

The license granted to you for the Licensed Application is limited to a non-transferable license to use the application on any Apple-branded products that you own or control, as permitted by the Usage Rules set forth in the Apple Media Services Terms and Conditions. The Licensed Application may be accessed and used by other accounts associated with you via Family Sharing or volume purchasing.

16.3 Maintenance and Support

Talkable.chat is solely responsible for providing any maintenance and support services with respect to the Licensed Application, as specified in these Terms or as required under applicable law. Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the Licensed Application.

16.4 Warranty

Talkable.chat is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed in Section 9 of these Terms. In the event of any failure of the Licensed Application to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the Licensed Application to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Licensed Application, and any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty will be the sole responsibility of Talkable.chat.

16.5 Product Claims

You and Talkable.chat acknowledge that Talkable.chat, not Apple, is responsible for addressing any claims relating to the Licensed Application or your possession and/or use of the Licensed Application, including but not limited to:

(i) product liability claims; (ii) any claim that the Licensed Application fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection, privacy, or similar legislation, including in connection with the Licensed Application's use of HealthKit and HomeKit frameworks (if applicable).

These Terms do not limit Talkable.chat's liability to you beyond what is permitted by applicable law.

16.6 Intellectual Property Rights

You and Talkable.chat acknowledge that, in the event of any third-party claim that the Licensed Application or your possession and use of the Licensed Application infringes that third party's intellectual property rights, Talkable.chat, not Apple, will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim.

16.7 Legal Compliance

You represent and warrant that:

(i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.

16.8 Third-Party Terms of Agreement

You must comply with applicable third-party terms of agreement when using the Licensed Application. For example, if you use the Licensed Application over a wireless data connection, you must not be in violation of your wireless data service agreement when using the Licensed Application.

16.9 Third-Party Beneficiary

You and Talkable.chat acknowledge and agree that Apple, and Apple's subsidiaries, are third-party beneficiaries of these Terms as they relate to your use of the Licensed Application. Upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary thereof.

16.10 Contact for App-Specific Issues

For questions, complaints, or claims with respect to the Licensed Application downloaded through the Apple App Store, please contact us at the information provided in Section 16 of these Terms.

17. Contact Information

For questions about these Terms, please contact us at:

Email: [email protected]

Address: 2108 N St Suite N, Sacramento, CA 95816

Response Time: We aim to respond to legal inquiries within 5 business days.

These Terms of Service are designed to protect both users and Talkable.chat while enabling a positive learning environment. For specific legal requirements in your jurisdiction, please consult with an attorney.